eSewa or Khalti? Which One Is Better For You?

esewa vs khalti

As technology is moving rapidly in the world, our daily life is being much easier than what we used have 10 years back. From online shopping to instant communication, from office automation for telemedicine, it’s been much easier to handle the daily activities.

Talking about science and technology, today I am going to talk about two of major online payment gateway. eSewa and Khalti. Both systems are great to use. However, individual perception and interest may vary.So, I am going to break down the features of both of these Apps. You can decide yourself which one to use.

What is eSewa?

esewa vs khalti

eSewa is an online payment gateway started back in 2009 and operated by f1Soft. e-Sewa is the first payment gateway of Nepal. eSewa provides services like online payment, utility payment (Electricity, Water, Online Recharge, school fees, credit card bills, buy airlines ticket and many more). Similarly, merchants, service providers, and retail outlets can receive payments for goods and services in their wallet instantly.

What is Khalti?

esewa vs khalti

Khalti is also a payment gateway that provides a range of services including online mobile recharge, bill payments, online ticketing and many more. Khalti is operated and owned by Sparrow Pay Pvt. Khalti does pretty much same as eSewa.

SystemeSewaKhalti
Started20092017
URLwww.esewa.com.npwww.khalti.com
Offered ByF1 SoftSparrow Pay Pvt Ltd
ServicesOnline payment within Nepal
Utilities Payments
-Electricity Bill
-Internet Bill
-Electricity/Water
-Mobile Top Up
-Credit Card Bill
-School/College Fees
-Entertainment
-Dishhome
-Merchants, service providers and retail outlets can Send/receive payments
Online payment within Nepal
Utilities Payments
-Electricity Bill
-Internet Bill
-Electricity/Water
-Mobile Top Up
-Credit Card Bill
-School/College Fees
-Entertainment
-Dishhome
Mobile App AvailableYes! Both for Android & iOsYes! Both for Android & iOs
No of Associate Bank43+5+
RegistrationFreeFree
SecuritySecuredSecured
Global and Nepal Alexa RankingGlobal - 48,863
Nepal - 34
(Rank may change)
Global - 283,661
Nepal - 219
(Rank may change)
Refer and EarnNoYes
User InterfaceBetterBest
OffersYesYes
UsereSewa have more UsersKhalti is new but grabbing user attention
App Downloads100,000+100,000 +
App Rating4.24.2
App Rank (Finance)#1#3
App Released DateDec 31, 2012May 29, 2016
Scan & PayNoYes
Licensed by Nepal Rastra BankYesNo

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User Trust

In terms of user trust, eSewa is ahead of Khalti. This is for sure because eSewa is already in the huge market. Number of banks and merchants are already dominated by eSewa in Nepal. Khalti, on the other hand, trying to grab the user attention with different offers.

User Interface

When it comes to User Interface, many users said that Khalti is better in terms of User Interface. However, eSewa also changed its website design few months ago. Because of the heavy UI, Khalti App occupies 11.50 MB whereas eSewa have 6.13 MB.

Security

Both eSewa and Khalti are secured. eSewa is secured by 128 bit VeriSign SSL Certificate also Khalti has SSL Certificate.

Users Vote

esewa vs khalti
Users vote in Facebook Poll

 

Which one should you use?

Well, I don’t have a specific recommendation about which one to use. Both applications do pretty much same task. The only difference is eSewa is old in the market and Khalti is new. I personally found eSewa is better for me.

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